This site, Antiphishing.org, answers the question, “What is Phishing?”
Phishing attacks use ‘spoofed’ e-mails and fraudulent websites designed to fool recipients into divulging personal financial data such as credit card numbers, account usernames and passwords, social security numbers, etc. By hijacking the trusted brands of well-known banks, online retailers and credit card companies, phishers are able to convince up to 5% of recipients to respond to them.
The group also reports that phishing scams are up 75% in recent months.
And this article, “How to Avoid Phishing Scams”, offers guidance that is well worth heeding.